At retirement advice
Make the most of what you’ve built
At retirement advice
Reaching retirement is a major milestone — but it also brings important financial decisions.
We will help you transition from saving to retiring with confidence. Whether you’re ready to retire now or planning for the near future, our expert advisers are here to guide you every step of the way. From understanding your options to structuring your withdrawals, we provide clear, personalised advice to help you make informed choices.
How we help you plan for your retirement
Based on our expert assessment of your needs, plans and hopes for your retirement, we:
- Understand your retirement options | we help you explore the full range of choices available at retirement—from annuities and drawdown to lump sum withdrawals and phased retirement
- Create a sustainable income plan | we design a strategy to turn your pension savings into a reliable income stream that supports your lifestyle throughout retirement
- Maximise tax efficiency | we advise on how to access your pension in the most tax-efficient way, helping you retain more of your hard-earned savings
- Protect against longevity and inflation | we build in safeguards to help ensure your income keeps pace with rising costs and lasts as long as you need it
- Plan for the unexpected | we help you prepare for life’s uncertainties—such as health issues or market volatility—so your retirement plan remains resilient
- Leave a legacy | we guide you on how to pass on your remaining pension or assets in a tax-efficient way, supporting the people and causes you care about
Our approach
We follow a structured approach for your retirement needs:
Clarity your goals
We begin by understanding your lifestyle aspirations, income needs, and retirement timeline
Review your assets
We assess your pensions, savings, investments, and other income sources to build a complete financial picture
Explore your options
We explain the pros and cons of each retirement income route, tailored to your circumstances
Build your retirement plan
We create a personalised strategy that balances income, flexibility, and long-term security
Implement with care
We handle the setup and coordination of your retirement income plan, ensuring everything runs smoothly
Monitor and adapt
We regularly review your plan to keep it aligned with your evolving needs and market conditions
Meet our Financial Advisers
Ed Walter
Head of Private Client Advisory
Rebecca Netten
Head of Corporate Advisory
Tom Wilson
Advisory Manager
Meet the rest of the team
Read the latest news from MAC Group
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Speak to us about your Retirement Planning needs