Retail and Hospitality Insurance
Running a retail or hospitality business means wearing many hats - from serving customers and managing stock to keeping your staff and premises safe.
The right insurance helps protect what matters most, so you can focus on delivering great experiences.
Your Assets Protected, Your Mind at Ease.
Our tailored cover for retail and hospitality businesses can include:
01
Buildings & Contents
Protection for your shop, restaurant, bar, café, or hotel premises - including fixtures, fittings, and stock - against loss or damage.
02
Business Interruption
Compensation for lost income if you’re forced to close temporarily due to an insured event such as fire, flood, or storm damage.
03
Employers’ Liability
Covers claims from employees who suffer injury or illness while working for you.
04
Public Liability
Protection against claims from customers or guests injured on your premises or as a result of your business activities.
05
Goods in Transit
Cover for stock and supplies while being transported between locations or delivered to customers.
06
Money Cover
Protection for cash held on-site or in transit, including theft or robbery.
07
Hospitality-Specific Extensions
Optional cover for frozen or chilled stock, loss of licence, and accidental damage to glass, signage, and outdoor areas.
Tailored to Your Business
From boutique shops and convenience stores to cafés, pubs, and hotels, we build policies around your unique risks, location, and size.
Our aim is to keep you covered where it matters most - without paying for insurance you don’t need.
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Get in touch today and discover how we can support you through our suite of services.
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