About Us

We partner with both corporate and private clients across the Island, delivering tailored financial planning, strategic employee benefits, expert pension scheme administration, and comprehensive insurance broking - all under one roof.

With a team of 40 professionals, we combine deep expertise with a highly personal service.

All our financial advisers hold at least a Level 4 qualification, ensuring our advice is informed, regulated, and reliable. Several members of our team hold Chartered status, demonstrating their experience and commitment to excellence.

Our qualified insurance broking team also brings extensive experience in creating tailored solutions for both businesses and individuals.

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Solutions for Corporate clients

We specialise in helping businesses navigate risk and reward with confidence. Whether you're looking to protect your operations or invest in your workforce, we offer expert, independent advice and tailored solutions that aligns with your goals.

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Solutions for Private clients

Our Private Client service offers tailored financial advice on investments, pensions, protection, estate planning, and lifetime cash flow planning. We also provide specialist insurance broking for private clients, including travel and jewellery cover, giving you complete peace of mind across every area of your finances.

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Executive Team

Our experienced executive team brings together extensive expertise, commercial acumen, and a shared commitment to integrity, innovation, and client care.

Jon McGowan
Founder and Chief Executive Officer
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Team Executive Team Jon McGowan
Jon McGowan
Founder and Chief Executive Officer

Jon is the Founder and Chief Executive Officer of the MAC Group. 

He established MAC Group in 2004, following a management buy-out of Aon’s Isle of Man financial advice business. Under Jon’s leadership, MAC Group has grown through strategic acquisitions - including those from Marsh, Anglo Irish, Island Financial Solutions, Aon (Isle of Man), and Thornton Chartered Financial Planners - in addition to leading the businesses' significant organic growth. His visionary approach and commitment to strategic development have shaped MAC Group into a comprehensive provider of client-focused financial and insurance solutions.

Over twenty years on, the MAC Group is the Isle of Man’s largest combined financial advisory and commercial insurance provider. A respected business leader, Jon has served as a Non-Executive Director on the boards of some of the Island’s most prominent companies. Recently, Jon extended his community involvement as a School Governor at King William’s College.

Jon works closely with Ed, Head of Private Client Advisory and Ann, Group Broking Manager. He has a keen interest in technology and exploring innovative ways to keep MAC Group at the forefront of the industry in the Isle of Man.

Areas of Expertise:
  • Strategic development
  • Mergers & acquisitions
  • Fundraising including private equity
Nigel McGowan
Chief Financial Officer and Head of Compliance
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Team Executive Team Nigel McGowan
Nigel McGowan ACA
Chief Financial Officer and Head of Compliance

Nigel is the Chief Financial Officer and Head of Compliance for the MAC Group. 

As a Chartered Accountant with a strong background in business management and finance, Nigel plays a central role in MAC’s financial strategy and oversees compliance across all areas of the business. His focus is on ensuring that MAC operates efficiently and meets the Group’s standards for quality service and performance.

Alongside his financial duties, Nigel serves as a main Board Director for all MAC Group companies, working closely with Jon to shape the Group’s strategic direction. He collaborates with leadership to keep each part of the business aligned with MAC’s goals, aiming for sustainable growth and effective governance.

Nigel is a Member of the Institute of Chartered Accountants in England and Wales.

Areas of Expertise:
  • Business analysis
  • Business strategy
  • Finance
  • Compliance
Ed Walter
Managing Director (MAC Financial Limited) Director (MFPT)
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Team Executive Team Ed Walter
Ed Walter FPFS
Managing Director (MAC Financial Limited) Director (MFPT)

Ed is MAC Financial Limited’s Managing Director and Director for MAC Financial Pension Trustees Limited (MFPT).

Ed is a long serving and a highly respected member of the MAC Financial team. Since joining the business in 2012, Ed has played a central role in shaping the direction of the business—building long-lasting relationships with clients, providing thoughtful leadership, and offering unwavering support to colleagues.

With over 30 years in the financial services industry, Ed is a Chartered Financial Planner and Fellow of the Personal Finance Society—reflecting his dedication to excellence and to upholding the highest professional standards. In 2023, he was awarded the Glyn Gilbert Award for outstanding academic success.

Appointed as Managing Director in 2025, Ed leads MAC Financial and MAC Financial Pension Trustees day-to-day operations, ensuring the continued delivery of the high standards of service and advice that clients have come to expect. Both businesses comprise a team of 10 financial advisers supporting both private and corporate clients, alongside paraplanning, compliance, administration, marketing and pension administration teams.

Ed is passionate about nurturing his teams and supporting them through their professional qualifications. He promotes a culture of growth and collaboration within his teams, ensuring his colleagues have the tools and mentorship needed to succeed.

Qualifications:

  • CII Diploma in Financial Planning
  • CII Advanced Diploma in Financial Planning
Areas of Expertise:
  • Pre-retirement planning
  • At retirement planning
  • Investment planning
  • Pension transfer specialist
Zoe Ellis
Head of Financial Control & Business Performance and Company Secretary
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Team Executive Team Zoe Ellis
Zoe Ellis FCCA
Head of Financial Control & Business Performance and Company Secretary

As Head of Financial Control & Business Performance, Zoe Ellis oversees the financial management and reporting across MAC Group.

She monitors MAC Group’s activities, provides performance analysis to the Board of Directors, and contributes to strategic decision-making. Zoe is part of the Executive Leadership Team.

Zoe works closely with all departments to maintain financial integrity, compliance, and operational efficiency. She oversees internal controls, accounting, and HR procedures, ensuring that systems and processes support the Group’s objectives.

In addition to her financial duties, Zoe is the Company Secretary for all group companies, supporting corporate governance and compliance. She manages board documentation, ensures legal obligations are met, and helps maintain strong administrative practices across the organisation.

Qualifications

  • Fellow Chartered and Certified Accountant
Areas of Expertise:
  • Cash flow management
  • Budgeting
  • Payroll
  • Financial analysis
  • Statutory reporting
  • Company secreterial
  • Processes and procedures
Ann Zachorecki
Group Broking Manager
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Team Executive Team Ann Zachorecki
Ann Zachorecki Dip Cii
Group Broking Manager

As Group Broking Manager, Ann leads our team of insurance professionals and actively shapes MAC’s Insurance Broking strategy. 

Ann is a qualified insurance professional with over two decades of experience across personal and commercial underwriting, business development and broking. She joined MAC Insurance Brokers through the Aon (Isle of Man) acquisition. Ann is part of the Executive Leadership team.

Drawing upon her experience, Ann oversees all MAC Insurance Brokers client relationships, ensuring that clients receive the highest level of service. She is responsible for managing the team and has developed a collaborative and client-focused environment.

Known for her strategic approach and commitment to excellence, Ann is dedicated to helping clients achieve their goals through solutions that meet their unique needs.

In addition to her client-focused work, Ann is committed to developing her team, providing guidance and support as they progress through their professional qualifications.

Qualifications

  • CII Diploma in Insurance

Contact

Email | ann.zachorecki@macgroup.im

Mobile | 07624 336640

Office | 01624 646167

Areas of Expertise:
  • Insurance broking
  • General insurance
  • Business development
  • Underwriting
  • Leadership

Our Commitment to Our Clients

At MAC Group, our values drive everything we do.

We are:

Effective
We are a company of action. Our clients trust us to respond quickly and decisively, delivering results with precision and efficiency.
Connected
Our strong relationships with major providers give us the ability to negotiate enhanced terms and access solutions that are often unavailable on the open market.
Ethical
We follow clear procedures and uphold the highest professional standards, ensuring every client receives consistent, needs-based advice and service.

Advice You Can Trust, Backed by Principles

Built on trust, integrity and deep industry knowledge, MAC Group operates differently. Unlike many firms, our advisers are salaried professionals and do not receive commission.

This ensures every recommendation is driven solely by what’s right for the client, not by incentives.

It’s an approach that has earned us a strong reputation among both clients and providers for delivering thoughtful, creative, and proactive financial solutions.

Expert Advice, Tailored to You

At MAC Group, we go beyond the expected. Every client is unique, and we take the time to understand your specific goals and priorities.

Our advice is always shaped by your needs – never by assumptions or incentives.

Here’s what to expect when you work with us:

01
Initial Enquiry
Reach out to MAC Group, and a member of our friendly team will respond promptly to learn more about your enquiry and understand your objectives.
02
Analysis & Recommendations
Once you give us the go-ahead, our team will assess your options, drawing on market insight and professional experience to deliver a tailored recommendation that reflects your needs.
03
Informed Decision
We’ll present our advice clearly and transparently, ensuring you’re equipped to make a confident, informed decision about your next steps.
04
Contact Us
Speak to a member of the team to discuss your financial planning or insurance needs?
Speak to the MAC Group team
2004
MAC Financial established following a management buy-out from AON
2005
Acquired IFA book of business from Marsh
2006
Acquired book of business from Anglo Irish Bank
2007
Launch of MAC Financial Pension Trustees
2009
Launch of MAC Insurance Brokers (formerly MAC Commercial)
2020
Acquired IFA book of business from Island Financial Solutions
2023
Acquired insurance broking business of AON (Isle of Man)
2025
Acquisition of Thornton Chartered Financial Planners book of business
2025
Reached milestone of £1 bn Assets Under Influence

Contact
us:

Get in touch today and discover how we can support you through our suite of services.

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