Service
Commercial Insurance
Insurance broking services for businesses
Our qualified and experienced team of insurance professionals understand the importance of providing quick, hassle-free and discreet support to our clients.
Insurance policies to meet your unique business needs.
Our team take the time to understand your business, your needs and any unique challenges that you are facing. They then use this information to deliver a proactive end-to-end service for our clients – from initial enquiry through to placement. They remain on-hand throughout the term.
With access to a competitive market, we support Isle of Man and global businesses navigate the complex insurance sector.
The insurance services we advise on
Employers, Public and Product Liability
Crafting the right cover for your needs is not always straight forward. Our expert team will address your specific risk exposures & recommend the right cover.
Cyber
Cyber insurance protects your business from digital threats. We’ll guide you to the right coverage for your needs.
Property Owners
Our exclusive scheme with wider cover and competitive pricing is specifically designed for the needs of property owners and managers.
Office Insurance
This includes Employers Liability & Public Liability, Business Travel & Personal Accident and Private Medical Insurance.
Retail Insurance
This includes Employers Liability & Public Liability, Business Travel & Personal Accident and Private Medical Insurance.
Business Interuption
In addition to our low-cost CSP/TSP scheme, we provide high-value covers for commercial entities.
Professional Indemnity
In addition to our low-cost CSP/TSP scheme, we provide high-value covers for commercial entities.
Construction and Contract Works
Our team will address your specific risk exposures – from problems with structures, non-negligent liabilities or plant hire conditions to ‘right to light’ exposures.
Director & Officer
In addition to our low-cost CSP/TSP scheme, we provide high-value covers for commercial entities.
Property Interruption
In addition to our low-cost CSP/TSP scheme, we provide high-value covers for commercial entities.
Terrorism
In addition to our low-cost CSP/TSP scheme, we provide high-value covers for commercial entities.
Latent Defects
In addition to our low-cost CSP/TSP scheme, we provide high-value covers for commercial entities.
Our clients cover a range of sectors including:
eGaming
Manufacturing
Retail & leisure
Motor fleet
Property
Construction
Financial institutions
Offices
Additional services
IPO
Our experts will provide cover options on a contingent basis or as soon as the exposure commences with any initial activity.
Transactional covers
Transactions can hinge on the most unusual exposure and we offer solutions from ‘Legal Opinion’, ‘Tax Liability’ through to ‘Restrictive Covenant’ and ‘Defective Title’ indemnities to smooth the progress of a transaction.
Warranty and Indemnity
Our team recognises that speed and cover flexibility is critical for W&I covers and you can rely on us to respond accordingly.
Meet our Insurance team
Ann Zachorecki
Group Broking Manager
Nick Watterson
Senior Account Executive
Craig Gawne
Senior Account Executive
Beccy Miller
Account Executive
Helen Hutchinson
Account Executive
Holly Stembridge
Account Executive
Nikki Wilson
Business Support Lead
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Speak to us about your commercial insurance needs