Service

 

Commercial Insurance

 

 

Insurance broking services for businesses

Our qualified and experienced team of insurance professionals understand the importance of providing quick, hassle-free and discreet support to our clients. 

 

Insurance policies to meet your unique business needs. 

Our team take the time to understand your business, your needs and any unique challenges that you are facing. They then use this information to deliver a proactive end-to-end service for our clients – from initial enquiry through to placement. They remain on-hand throughout the term.

With access to a competitive market, we support Isle of Man and global businesses navigate the complex insurance sector.

Our expertise

Employers, Public and Product Liability

Crafting the right cover for your needs is not always straight forward. Our expert team will address your specific risk exposures & recommend the right cover.

Cyber

Cyber insurance protects your business from digital threats. We’ll guide you to the right coverage for your needs.

Property owners

Our exclusive scheme with wider cover and competitive pricing is specifically designed for the needs of property owners and managers.

Office insurance

This includes Employers Liability & Public Liability, Business Travel & Personal Accident and Private Medical Insurance.

Retail insurance

This includes Employers Liability & Public Liability, Business Travel & Personal Accident and Private Medical Insurance.

Professional Indemnity

In addition to our low-cost CSP/TSP scheme, we provide high-value covers for commercial entities.

Construction and contract works

Our team will address your specific risk exposures – from problems with structures, non-negligent liabilities or plant hire conditions to ‘right to light’ exposures.

Director & Officer

In addition to our low-cost CSP/TSP scheme, we provide high-value covers for commercial entities.

Property interruption

In addition to our low-cost CSP/TSP scheme, we provide high-value covers for commercial entities.

Terrorism

In addition to our low-cost CSP/TSP scheme, we provide high-value covers for commercial entities.

Business interuption 

In addition to our low-cost CSP/TSP scheme, we provide high-value covers for commercial entities.

Latent defects

In addition to our low-cost CSP/TSP scheme, we provide high-value covers for commercial entities.

Our clients cover a range of sectors including:

eGaming

 

Manufacturing

Retail & leisure

Motor fleet

Property

 

Construction

 

Financial institutions

 

Offices 

 

Additional services

IPO

Our experts will provide cover options on a contingent basis or as soon as the exposure commences with any initial activity.

Transactional covers

Transactions can hinge on the most unusual exposure and we offer solutions from ‘Legal Opinion’, ‘Tax Liability’ through to ‘Restrictive Covenant’ and ‘Defective Title’ indemnities to smooth the progress of a transaction.

Warranty and indemnity

Our team recognises that speed and cover flexibility is critical for W&I covers and you can rely on us to respond accordingly.

Speak to us about your commercial insurance needs